Thursday, 17 May 2012

MY SUPER DUPER FANTASTIC ESSAY


The Reasons why Government might support or intervene in Takeovers and Mergers



Takeovers and mergers are when a company hope to achieve growth through buying out another company, sometimes this occurs through merging the businesses together but other times through taking over the company completely, which can result in the situation becoming rather hostile. All recent governments in the UK mainly support takeovers and mergers if it were to benefit both companies and the economy as a whole, therefore this would normally rule out any reason for the government to intervene or block a takeover or merger.



One of the reasons why the Government may support Takeovers and mergers is to prevent a business failure that could possibly damage the UK economy and society through the stock market and public’s savings lowering, consequently causing people to spend less and save more. Preventing a business failure and obviously wanting to increase market share is apparent in the case of Lloyds TSB taking over HBOS. The circumstances in 2008 for HBOS looked particularly unstable after the bank shares started falling and liquidity was evaporating due to the collapse of Lehman Brothers in September. However, a saviour for HBOS appeared when Lloyds TSB wanted to take them over, just after this nevertheless the economy came to recession and the Bank of England openly pumped £37 billion into the three banks and then had to lend a further £36.6 billion to RBS and £25.4 billion to HBOS. Even though this was the case neither markets nor shareholders were told about this therefore leading to them to not being particularly pleased once they did find out as their shareholder stocks were devalued causing them to lose out.

The central bank clearly kept the support they gave a secret as it would have only caused panic within the shareholders as Lloyds may have been discouraged to takeover HBOS in such circumstances. Furthermore, the owners of the bank certainly would not have voted so overwhelmingly in favour to take over the troubled bank if they really knew the capacity of their troubles. Additionally, the rival decision by Lloyds TSB to takeover HBOS was clearly a rushed one in order to acquire a as they failed to carry out due diligence at the time of the banking crisis. Lloyds went ahead with this without referring to the ‘Competition Commission’ which could have helped Lloyds thoroughly with their decision to takeover HBOS, as this particular business conducts in depth inquiries into mergers and the market.



However, the government may intervene in takeovers and mergers as they believe that the Economy works better when companies are competitive and obviously mergers and takeovers reduce competition within the market to produce a monopoly. When a takeover or merger is beginning to take place the companies are usually investigated into which can be damaging to the firms as it may unsettle shareholders. An example of this is the company News Corporation wanting to buy the remaining shares of BSkyB. However, News Corporation didn’t actually buy BSkyB’s remaining shares due to the phone hacking scandal arising therefore making it “too difficult to progress in this climate” and drawing too much attention to both of the companies as in this case the investigation was very public due to the media and it being discussed in parliament. This was the case as the scandal had already led to the closing of the newspaper News of the World.

If the government were not to intervene they would have been concerned with the dangers of the company having monopolistic power as with no competition firms can raise prices and through doing this exploit suppliers as well as customers, which could possibly cause backlash and damage the economy further. However, News Corporation not taking over BSkyB means more competition which forces businesses to lower prices for customers, meaning they spend more than they normally would without probably realising allowing businesses to take in more revenue. Competition increases efficiency within employees as the level of quality within work may rise due to them wanting to be better than another business. However, this assumes that the benefits of increased efficiency will be passed onto the customer which may not be the case as quality may be affected therefore increasing customer complaints leading to the business brand being damaged.



In conclusion, these examples show that it can be a good thing that the government intervene as it helps to protect the consumer from the companies raising their prices and therefore exploiting them. However, it conveys the question as to why the government intervene more within different companies for example in News Corporation and BskyB. It could possibly be because they are bigger companies and were in the limelight at the time due to the phone hacking scandal at the time. In the short term the government intervention may be damaging to the company as the value of their shares may reduce for a short while, however in the long term the intervention could be seen as beneficial as the same circumstances as Lloyds TSB and HBOS may arise causing the company more trouble than the takeover company was worth. Therefore, the government can be justified in their intervening as the powers of intervention can be effective especially when the media gets involved like the case of News Corporation and BskyB. However, this creates the question is it better for the government to intervene and therefore miss out on potentially reducing prices and innovation within companies rather than the alternative of abusing power?





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